Last Updated on March 30, 2021
Like everyone else, you probably have (or willing to have) car insurance
, health insurance
, and life insurance
coverage to protect you against the unexpected. But some people did think it through and realized that these insurances won’t really cover everything. Well, did you ever wonder what you’d do if you were killed by a ghost? Yes, you should think about that and many other things that probably have never crossed your mind before, like in the case of the second coming of Jesus Christ. What would you do then? Surely, you need to be insured. But all jokes aside, some types of insurance are truly weird, and also, insane, so keep reading to learn more about them.
1. Wedding insurance
After planning your big wedding, there might be a chance of life saying to both of you: “Nah, not today bro!”. In case of a natural disaster or a personal tragedy, like the death of a family member, all the financial losses that occur due to the cancelation would be covered. Wedding insurance is also a great option for all future brides and grooms who are planning to have a wedding outside. This insurance will protect against severe weather, mishaps, or injuries. There are some policies that also cover the cancellation of the honeymoon, so you don’t have to get your heart broken twice!
2. Cold feet insurance
These types of insurance may make a little sense to anyone who is doubting that their significant other would leave them before the big event. In that case, you will end up with horrific financial losses because you need to cancel everything. That’s actually THE personal tragedy and a natural disaster all combined in one person’s heart and bank account. It’s called cold feet insurance or change of heart insurance, which can cover the cost of the wedding, including caterers, venue rentals, florists, weddings dress, and guests (the cost of them run high).
3. Alien abduction insurance
Do you believe in aliens? Do you think they might abduct you one day? If your answer is yes, then you need to take a look at alien abduction insurance. This type of insurance is pretty popular in Europe. There is one U.K.-based insurer that sold more than 30,000 alien abduction insurance all over the continent. However, many of these policies are nothing but elaborate jokes because no one can prove there are green creatures that live on other planets and have an odd obsession with your life and your human body.