13 Factors Affecting Your Car Insurance That You Need To Know

Last Updated on May 18, 2021

While marital status is a rating factor used in all states, Massachusetts is the only one that doesn’t allow insurance companies to base their rating on this factor!

5. Driving Experience

Inexperienced drivers cause higher risk to car insurance companies than any other category of drivers! Therefore, whether you are 16 or 50 years old, you are an inexperienced driver if you have never driven a car before! That’s why we find that the category of teen drivers pay the most!

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