13 Factors Affecting Your Car Insurance That You Need To Know

Last Updated on May 18, 2021

6. Driving record

It is extremely important to understand that your driving behavior can greatly be affecting and influencing your risk to a car insurance provider. The cleaner is your driving record and history, the better rates and discounts you will receive for being a good and mature driver.

While those drivers whose driving record is full of traffic violations and car accidents will in return receive higher car insurance rates. For instance, just a speeding violation can impact your insurance rates from 20 to 40 %.

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