Last Updated on February 18, 2021
Are cellphone insurance plans worth it? Should you really invest in one as soon as possible? Many questions are going on in your head now, right? I can relate. You feel confused and unable to make a decision, especially with the many types of cellphone insurance plans out there and the different opinions of the naysayers who believe that investing in cell phone insurance is nothing but a waste of money.
No worries, I will make it easy for you!
Are you that type of person who had broken or lost a phone before and had to literally scramble to replace it at full cost? Are you constantly scared and worried about dropping your phone or cracking its screen? If your answer is yes, you seriously should consider insuring your phone.
But before you decide, take a look at the 5 Surprising Things About Cell Phone Insurance
1. Cell Phone Insurance Is More Affordable Than You Might Think!
Many people end up giving up investing in cell phone insurance the moment they find out that they are obliged to pay a deductible when filing a claim. And if you are one of these people, you need to understand that paying a deductible doesn’t mean investing in cell phone insurance is useless or pointless! In fact, buying a new phone will cost you much more than paying a deductible. With mobile phone protection, you will still come out way ahead. For example, the average cost of a non-contract smartphone is 5, while the average deductible is lower than this even when factoring in the monthly insurance fees.
2. Cell Phone Insurance Is More Dependable Than A Good Phone Case
Did you know that about 80 million phones are lost, damaged, and stolen every year? and this goes at a rate of 2.5 phones every single second? This makes it clear that opting for a high-quality phone case is never enough! It’s true that phone cases can be a perfect blend of affordability, reliability and help your phone survive almost everything. However, no matter how expensive and outstanding is your phone case, it cannot prevent your smartphone from getting lost, stolen, or even suffering irreparable water damage. Luckily, some cell phone insurance companies can offer very tempting cell phone insurance plans that can cover malfunction, accidental damage, and sometimes even the normal wear-and-tear.