Types of Insurance That Everyone Should (Ideally) Have

Last Updated on March 31, 2021

However, the liability insurance coverage that the law requires has a lot of limitations, and you can still get in trouble if you cause an accident.

That’s why most drivers opt for additional coverage components that are merely optional.

Here are a few important optional coverage components you should consider: Personal injury: if you live in a country that relies exclusively on private healthcare services (such as the United States of America), personal injury coverage offers protection when it comes to your own medical expenses incurred due to a road accident – which can be really expensive.

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