Last Updated on November 14, 2018
Travel Insurance
Before you make any decision or purchase any insurance policy, it is important that you check whether your current health insurance covers you while you are traveling and see all that it does or doesn’t cover! Only then, you can actually decide whether you need an extra policy or not!
It may be a good idea to consider any credit card benefits! Hence, don’t hesitate to contact your credit card company in order to find out whether you will automatically benefit from travel insurance when you purchase your flight ticket or travel using the credit card.
Still, you would keep in mind that a personal travel insurance policy won’t cover you in case you are traveling for business purposes. However, make sure you talk about this with your work and purchase not a plan to cover professional travel as it would be nothing but a waste of money.
In case, you are traveling for quite a long period of time but only have basic coverage as part of your health insurance plan at work, don’t hesitate to take advantage of your employee benefits by contacting your health insurance provider and getting a top up on your insurance. This will be cheaper than buying a new whole policy.
