Last Updated on April 19, 2021
1. Supplemental Disability Insurance
Supplemental Disability insurance is essential as it fills the gap between your current long-term earning and the income you would need for your financial status at the disability stage. It would be really helpful in long-term disability, which could last from even three to five years. With the addition of a future purchase rider on your supplemental policy, you will be allowed to purchase a private LTD policy. Note: The Supplemental disability costs around $25 to $50 monthly.
