13 Factors Affecting Your Car Insurance That You Need To Know

Last Updated on May 18, 2021

Therefore, you should also keep in mind that At-fault claims will cost you a surcharge. Not-at-fault collisions and comprehensive claims may or may not results in a surcharge. It depends! Let’s say that claims that are under $1,500, may keep safe from paying a surcharge.

That’s not all that matters for auto insurance providers as they also take a look at the number of claims you’ve had. In this case, more than 3 claims a year could only make you look even more risky to insure and the insurance company will automatically increase your rates or very simply will refuse to renew the policy at the end of the term.

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