13 Factors Affecting Your Car Insurance That You Need To Know

Last Updated on May 18, 2021

Therefore, they are obliged to pay their policy up front. While those consumers with very low credit scores are required to pay 6 to 12 month up front. Otherwise, the policy wouldn’t be issued!

Luckily, only a few states do use this factor while others totally prohibit this practice, including, California, Hawaii, and Massachusetts.

9. Previous Insurance Coverage

According to insurance companies, consumers without a lapse in coverage and who have a continual insurance history are more likely to get better rates and even might be lucky to get loyalty discount in case their continual coverage was with the same insurance company for at least few years.

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